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Accelerator · Wellington, New Zealand

Fintech Lab

A three-month hybrid accelerator for early-stage fintech startups run by Creative HQ, free and equity-free for participants, with weekly coaching, regulatory workshops and investor meetings.

Open · closes 22 Nov 2026 Run by Creative HQ

Visit the programme's site

Verified 18 October 2026 · From the programme's own pages

Terms

Funding
not published
Instrument
No investment
Equity taken
None (equity-free)
Programme fee
No fee Free with no equity required; overseas startups are asked to pay a participation fee or give equity (amount not published); teams cover travel to the Wellington kick-off and closing events
Duration
not published
Cohort size
not published
Cohorts
not published
Delivery
Hybrid
Stages
Pre-seed, seed
Sectors
Fintech
Open to founders from
New Zealand
Perks
  • Weekly 1:1 time with a startup coach
  • Workshops on regulation, legal, payments, security, sales and pitching
  • One-on-one investor meetings
  • Workspace at Creative HQ (Wellington) or GridAKL (Auckland)

Runs for three months; teams meet in person three times.

Application dates

Open · closes 22 Nov 2026Fintech Lab 2027

Who can apply

  • Early-stage fintech startups with a clear problem definition, early customer insights and a working concept or MVP
  • Prior funding is not required
  • Founders are expected to work full-time on the startup during the programme
  • Overseas startups may apply but must attend key dates in person
  • Stage: pre-seed, seed

What founders should check

  1. The programme says it takes no equity. Still read the agreement for warrants, revenue shares or rights in a later round.
  2. It charges no programme fee.
  3. It mixes remote and in-person sessions in Wellington. Ask how much time on site it expects.
  4. Applications are open until 22 November 2026.

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